Endpoint · computePOSTx402.agentutility.ai /refi-break-even-calculator
Calculates how many months a mortgage refinance takes to pay back its closing costs.
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Calculates how many months a mortgage refinance takes to pay back its closing costs. Same backend as refinance-analysis-calculator, focused on break-even months, net savings over hold horizon, and payment delta. Use it as a refi break-even calculator, closing-cost payback calculator, or mortgage refinance savings API.Overview
Grade?
UNRATED
0 of 30 paid calls toward a letter
Price
$0.01 per call
Paid calls
none yet
delivery unknown until someone pays
More info
Seller?
URL
https://x402.agentutility.ai/refi-break-even-calculator
Seen
first 35 days ago · last 27 days ago
28 free handshakes
Payment
Pays through
x402
Offered on?
Base USDC, Solana
Listed on?
Base, Solana
Score, from free handshakes onlyweights 2026.09.1
UN
RATED
RATED
0.639 liveness verified, no letter
To a letter · 30 paid calls
0 of 30
Held down by latency p95 · gap to 1.000 is 0.361: 0.135 uncertain ? + 0.226 short ? · 0.011 to C
| Component | Weight | Measured | Lower bound ? | Adds | Short ? | Uncertain ? | |
|---|---|---|---|---|---|---|---|
| latency p95costs the most it answered as fast as its class |
0.20 | 0.00 | 0.000 | 0.000 | −0.200 | 0 | |
| liveness it answered at all |
0.60 | 0.96 | 0.731 | 0.439 | −0.026 | −0.135 | |
| price stability the price stayed where it was listed |
0.20 | 1.00 | 1.000 | 0.200 | 0 | 0 | |
| Composite | 1.00 | 0.639 | gap to 1.000 = 0.361 · 0.226 short · 0.135 uncertain | 0.639 | −0.226 | −0.135 |
Not measured: correctness · nobody paid; honesty · nobody paid; schema conformance · no answer had a published shape to check
The multiplication, written out
0.200 × 0.000 latency p95
+ 0.600 × 0.731 liveness
+ 0.200 × 1.000 price stability
= 0.639 → UNRATED: 28 of 30 paid calls weights 2026.09.1 · 28 samples · seed cap_01M1A5A0R4TNVKGVG84BZ4H3YX|2026-08-15T04:35:55.384Z|2026.09.1
Verify it yourself
npx teppi-check https://x402.agentutility.ai/refi-break-even-calculatorcurl -s https://api.teppi.xyz/v1/trust/cap_01M1A5A0R4TNVKGVG84BZ4H3YX