bnpl?action=-options

Buy now pay later debt analysis and BNPL true-APR calculator.

Buy now pay later debt analysis and BNPL true-APR calculator. Computes the real APR on Klarna, Afterpay, Affirm, and Zip balances, flags platform-specific risks, and returns an escape strategy to clear the debt. For debt-relief and personal-finance agents.

UNRATEDDelisted

Overview

Grade?

UNRATED

0 of 30 paid calls toward a letter

Price

$0.08 per call

Paid calls

none yet

delivery unknown until someone pays

More info

Seller?

0x50ab2018…284912fc

URL

https://debtpulse.theaslangroupllc.com/api/debt/bnpl?action=-options

Seen

first 34 days ago · last 15 days ago

52 free handshakes

Payment

Pays through

— never asked

Offered on?

— never asked

Listed on?

Polygon, Arbitrum, Base, Solana

Score, from free handshakes onlyweights 2026.09.5

UN
RATED

0.247 liveness verified, no letter

To a letter · 30 paid calls

0 of 30

Held down by liveness · gap to 1.000 is 0.753: 0.003 uncertain ? + 0.750 short ? · 0.203 to D

How the composite of 0.247 is made up, part by part
Component	Weight	Measured	Lower bound ?		Adds	Short ?	Uncertain ?
livenesscosts the most it answered at all	0.75	0.00	0.000		0.000	−0.750	0
latency p95 it answered as fast as its class	0.25	1.00	0.988		0.247	0	−0.003
Composite	1.00		0.247	gap to 1.000 = 0.753 · 0.750 short · 0.003 uncertain	0.247	−0.750	−0.003

Not measured: correctness · nobody paid; honesty · nobody paid; schema conformance · no answer had a published shape to check; price stability · nothing to score

The multiplication, written out

  0.750 × 0.000   liveness   
+ 0.250 × 0.988   latency p95
= 0.247           → UNRATED: 52 of 30 paid calls      weights 2026.09.5 · 52 samples · seed cap_01M1A51W37720HEG5R5F3VKFB9|2026-08-27T00:51:40.247Z|2026.09.5

Verify it yourselfnpx teppi-check https://debtpulse.theaslangroupllc.com/api/debt/bnpl?action=-optionscurl -s https://api.teppi.xyz/v1/trust/cap_01M1A51W37720HEG5R5F3VKFB9