Server definition
- Hash
- sha256:94f93b3c18bc1f75a3459dda8dce4ace8bfa0af4ab4c253a04f6b4a75692690a
- What it is
- What a remote MCP server returned when asked what it offers: 16 tools
The blob, as servednamed by its sha256
{
"instructions": null,
"tools": [
{
"description": "Estimate a UK Inheritance Tax bill (2025/26 England & Wales rules). Models the nil-rate band, residence nil-rate band and its £2m taper, spousal doubling, the 40% charge, the 2027 pension change, plus optional debts, charity rate (36% at 10%+), transferred allowances and business/agricultural relief. Illustrative only — excludes lifetime-gift history.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"additionalProperties": false,
"properties": {
"charityPct": {
"description": "Share of the net estate left to charity (%)",
"maximum": 100,
"minimum": 0,
"type": "number"
},
"debtsValue": {
"description": "Mortgage, loans and funeral costs (£)",
"minimum": 0,
"type": "number"
},
"estateValue": {
"description": "Total estate value excluding any pension you add separately (£)",
"minimum": 0,
"type": "number"
},
"homeValue": {
"default": 0,
"description": "Value of the main home (£) — caps the residence nil-rate band",
"type": "number"
},
"includeDebts": {
"description": "Deduct debts/liabilities first",
"type": "boolean"
},
"includePension": {
"default": false,
"description": "Include unused pensions (the rules from 6 April 2027)",
"type": "boolean"
},
"includeRelief": {
"description": "Qualifying business/agricultural assets get simplified relief",
"type": "boolean"
},
"leavingHomeToDescendants": {
"description": "Does a main home pass to children/grandchildren? Enables the residence nil-rate band",
"type": "boolean"
},
"leavingToCharity": {
"description": "A share of the estate is left to charity (10%+ cuts the rate to 36%)",
"type": "boolean"
},
"married": {
"description": "Married or in a civil partnership (combined/doubled allowances)",
"type": "boolean"
},
"pensionValue": {
"default": 0,
"description": "Unused pension value to fold in (£)",
"type": "number"
},
"reliefAssetsValue": {
"description": "Value of qualifying business/agricultural assets (£)",
"minimum": 0,
"type": "number"
},
"transferredAllowance": {
"description": "Claim a late spouse's/civil partner's unused allowances",
"type": "boolean"
},
"transferredNrb": {
"description": "Late spouse's unused nil-rate band (£), capped £325,000",
"minimum": 0,
"type": "number"
},
"transferredRnrb": {
"description": "Late spouse's unused residence nil-rate band (£), capped £175,000",
"minimum": 0,
"type": "number"
}
},
"required": [
"estateValue",
"married",
"leavingHomeToDescendants"
],
"type": "object"
},
"name": "calculate_iht",
"outputSchema": null
},
{
"description": "Calculate the Office of the Public Guardian fees to register Lasting Powers of Attorney in England & Wales: £92 per LPA (applications received from 17 November 2025), with a 50% remission where the donor's gross annual income is under £12,000 and a full exemption on certain means-tested benefits (both claimed with form LPA120). Registration fees only — nothing about drafting costs or whether an LPA is right for someone.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"additionalProperties": false,
"properties": {
"couple": {
"description": "A couple making the same LPAs each (doubles the document count)",
"type": "boolean"
},
"incomeUnder12k": {
"description": "Donor's gross annual income below £12,000 (50% remission)",
"type": "boolean"
},
"lpaTypes": {
"description": "Which LPA(s) — 'Both types' registers two documents per person",
"enum": [
"Property & financial affairs",
"Health & welfare",
"Both types"
],
"type": "string"
},
"qualifyingBenefits": {
"description": "Donor receives certain means-tested benefits (full exemption)",
"type": "boolean"
}
},
"required": [
"lpaTypes",
"couple",
"incomeUnder12k",
"qualifyingBenefits"
],
"type": "object"
},
"name": "calculate_lpa_cost",
"outputSchema": null
},
{
"description": "Check whether a deed of variation is available — guidance-only eligibility against the s.142 IHTA 1984 conditions: the hard two-year window from the date of death (HMRC does not extend it), adult beneficiaries with capacity, and the agreement of everyone whose share would reduce. Returns yes / no / depends with blockers, goal-mapped possibilities, and an honest note that ALWAYS accompanies the result. No tax outcome is promised — whether it helps depends on the whole estate.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"additionalProperties": false,
"properties": {
"allAdults": {
"description": "Every beneficiary whose share would reduce is an adult (18+) with capacity",
"type": "boolean"
},
"allAgree": {
"description": "Those affected beneficiaries all agree to the change",
"type": "boolean"
},
"deathTiming": {
"description": "When the person died — the two-year window is the hard statutory gate",
"enum": [
"within_2_years",
"over_2_years",
"planning_ahead"
],
"type": "string"
},
"goal": {
"description": "What the family wants the variation to achieve",
"enum": [
"redirect",
"charity",
"trust",
"equalise"
],
"type": "string"
}
},
"required": [
"deathTiming",
"allAdults",
"allAgree",
"goal"
],
"type": "object"
},
"name": "check_deed_of_variation",
"outputSchema": null
},
{
"description": "Check whether a grant of probate (or letters of administration) is LIKELY to be needed in England & Wales, from what the person owned and how they owned it. Returns a guidance verdict — likely / maybe / unlikely — with per-asset reasons and next steps. Indicative only: every bank and institution sets its OWN probate threshold and decides asset by asset, so the honest answer always includes asking each one directly.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"additionalProperties": false,
"properties": {
"allToSpouse": {
"description": "Everything passes to a surviving spouse/civil partner who owned it jointly",
"type": "boolean"
},
"jointProperty": {
"description": "Property owned jointly — held as joint tenants it passes by survivorship",
"type": "boolean"
},
"largestBalance": {
"description": "Largest single bank or building-society balance in their sole name",
"enum": [
"under_5k",
"5k_20k",
"20k_50k",
"over_50k"
],
"type": "string"
},
"soleInvestments": {
"description": "Shares or investments held in their sole name",
"type": "boolean"
},
"soleProperty": {
"description": "Property or land registered in the deceased's sole name",
"type": "boolean"
}
},
"required": [
"soleProperty",
"jointProperty",
"largestBalance",
"soleInvestments",
"allToSpouse"
],
"type": "object"
},
"name": "check_need_probate",
"outputSchema": null
},
{
"description": "Check residence nil-rate band eligibility and amount (England & Wales 2025/26): up to £175,000 per person where a home you own (or owned) passes to direct descendants, doubled for a married couple / civil partners, plus a late spouse's transferred allowance — capped at the home's value and tapered by £1 for every £2 the estate exceeds £2m. Illustrative check with plain-English reasons.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"additionalProperties": false,
"properties": {
"downsizedAfterJuly2015": {
"description": "Sold or downsized after 8 July 2015 — surfaces the downsizing-addition note (never changes the numbers)",
"type": "boolean"
},
"estateValue": {
"description": "Total estate value including the home (£) — drives the £2m taper",
"minimum": 0,
"type": "number"
},
"homeValue": {
"description": "Value of the home (£) — caps the available allowance",
"minimum": 0,
"type": "number"
},
"married": {
"description": "Married or in a civil partnership (combined/doubled allowance on the second death)",
"type": "boolean"
},
"ownsHome": {
"description": "You own (or owned) a home that is — or was — your residence",
"type": "boolean"
},
"passesToDescendants": {
"description": "The home passes to children/grandchildren (step, adopted and foster children count)",
"type": "boolean"
},
"transferredAllowance": {
"description": "Claim a late spouse's/civil partner's unused residence allowance",
"type": "boolean"
},
"transferredRnrb": {
"description": "Late spouse's unused residence nil-rate band (£), capped £175,000",
"minimum": 0,
"type": "number"
}
},
"required": [
"ownsHome",
"passesToDescendants",
"homeValue",
"estateValue",
"married"
],
"type": "object"
},
"name": "check_rnrb",
"outputSchema": null
},
{
"description": "Show the Inheritance Tax impact of the April 2027 change that brings most unused pensions into the estate: the IHT before vs after, and the extra tax. Exposure only — models nothing about pension products or what to do with a pension (that is FCA-regulated advice).",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"additionalProperties": false,
"properties": {
"estateValue": {
"description": "Estate value excluding pensions (£)",
"minimum": 0,
"type": "number"
},
"homeValue": {
"default": 0,
"description": "Main home value (£) — caps the residence nil-rate band",
"type": "number"
},
"leavingHomeToDescendants": {
"description": "Does a main home pass to children/grandchildren?",
"type": "boolean"
},
"married": {
"description": "Married or in a civil partnership",
"type": "boolean"
},
"pensionToSpouse": {
"description": "Pension would pass to a spouse first (educational note only)",
"type": "boolean"
},
"pensionValue": {
"description": "Unused pension value (£) — counted only in the 'from 2027' scenario",
"minimum": 0,
"type": "number"
}
},
"required": [
"estateValue",
"leavingHomeToDescendants",
"married",
"pensionValue"
],
"type": "object"
},
"name": "compare_pension_2027",
"outputSchema": null
},
{
"description": "Recommend which UK trust types are worth discussing for a goal, with an HONEST note that always accompanies the recommendation (e.g. no trust simply avoids care fees — deliberate-deprivation rules apply with no time limit). Each trust lists what it does NOT do. 'No trust may be needed' is a valid answer.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"additionalProperties": false,
"properties": {
"goal": {
"description": "What the person is trying to achieve",
"enum": [
"care_fees",
"children",
"control",
"blended_family",
"vulnerable"
],
"type": "string"
}
},
"required": [
"goal"
],
"type": "object"
},
"name": "compare_trusts",
"outputSchema": null
},
{
"description": "Project what care home fees could cost: typical self-funder weekly ranges (sourced 2026 estimates rounded from published averages) × 52 weeks × years, by region and care type. The educate-only means-test notes are ALWAYS included — England's capital limits and Wales's single limit are stated as facts for education; there is deliberately no 'how much could you protect' computation, because no arrangement simply avoids care fees.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"additionalProperties": false,
"properties": {
"careType": {
"description": "Residential care or nursing care",
"enum": [
"residential",
"nursing"
],
"type": "string"
},
"region": {
"description": "Where the care would be",
"enum": [
"london_south_east",
"rest_of_england",
"wales"
],
"type": "string"
},
"years": {
"description": "Whole years of care to project (e.g. 1, 2, 3 or 5)",
"exclusiveMinimum": 0,
"type": "number"
}
},
"required": [
"region",
"careType",
"years"
],
"type": "object"
},
"name": "estimate_care_cost",
"outputSchema": null
},
{
"description": "Estimate the cost of probate in England & Wales: the HMCTS application fee (£300 where the estate is over £5,000; no fee at £5,000 or below — the same with or without a will), sealed-copy costs, and — on the professional route — typical fee ranges across the UK market (NOT the firm's fees; most professional fees attract VAT on top). Guidance, not advice.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"additionalProperties": false,
"properties": {
"estateValue": {
"description": "Gross estate value (£) — home, savings, investments, minus debts",
"minimum": 0,
"type": "number"
},
"hasWill": {
"description": "A valid will exists (grant of probate); without one, letters of administration",
"type": "boolean"
},
"includesProperty": {
"description": "Estate includes a house or flat (enables the IHT-instalments note)",
"type": "boolean"
},
"professionalRoute": {
"description": "true = with professional help (adds typical UK market fee ranges); false = applying yourself",
"type": "boolean"
}
},
"required": [
"estateValue",
"includesProperty",
"hasWill",
"professionalRoute"
],
"type": "object"
},
"name": "estimate_probate_cost",
"outputSchema": null
},
{
"description": "Return Simply Estate's frequently-asked questions and answers (fees, regulation, IHT, trusts, wills/LPAs/probate). Optional keyword filter.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"additionalProperties": false,
"properties": {
"query": {
"description": "Optional keyword to filter the FAQs",
"type": "string"
}
},
"type": "object"
},
"name": "get_faqs",
"outputSchema": null
},
{
"description": "Map lifetime gifts onto the 7-year-rule timeline: which taper BAND each gift sits in and when it falls outside the estate. An EDUCATIONAL timeline of the bands and mechanics only — NOT a personal tax computation: taper relief reduces the rate of tax, never the gift's value, and it only matters where total gifts in the 7 years before death exceed the £325,000 nil-rate band (used up oldest gift first). No personal tax figures are computed.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"additionalProperties": false,
"properties": {
"gifts": {
"description": "Up to 5 gifts to place on the timeline",
"items": {
"additionalProperties": false,
"properties": {
"amount": {
"description": "Value of the gift (£)",
"minimum": 0,
"type": "number"
},
"yearsAgo": {
"description": "Whole or fractional years since the gift was made (7 = already outside the estate)",
"maximum": 7,
"minimum": 0,
"type": "number"
}
},
"required": [
"amount",
"yearsAgo"
],
"type": "object"
},
"maxItems": 5,
"type": "array"
}
},
"required": [
"gifts"
],
"type": "object"
},
"name": "gift_7_year_timeline",
"outputSchema": null
},
{
"description": "Look up plain-English definitions of UK estate-planning terms (IHT, trusts, LPAs, probate). Omit `term` to list all.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"additionalProperties": false,
"properties": {
"term": {
"description": "Term or partial term to match; omit to return the full glossary",
"type": "string"
}
},
"type": "object"
},
"name": "lookup_glossary",
"outputSchema": null
},
{
"description": "Submit a request for a FREE, no-obligation estate-planning consultation on the user's behalf. Use only with the user's explicit consent and real contact details. Returns a reference id; the Simply Estate team follows up. Estate planning here is not FCA-regulated.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"additionalProperties": false,
"properties": {
"county": {
"description": "County, if known",
"maxLength": 60,
"type": "string"
},
"email": {
"description": "A real email address (required if no phone)",
"format": "email",
"maxLength": 200,
"type": "string"
},
"message": {
"description": "Brief description of what they'd like help with",
"maxLength": 800,
"type": "string"
},
"name": {
"description": "The person's full name",
"maxLength": 200,
"minLength": 1,
"type": "string"
},
"phone": {
"description": "Phone number (optional)",
"maxLength": 60,
"type": "string"
},
"service": {
"default": "estate-planning",
"description": "Area of interest",
"enum": [
"estate-planning",
"iht",
"trusts"
],
"type": "string"
}
},
"required": [
"name",
"email"
],
"type": "object"
},
"name": "request_consultation",
"outputSchema": null
},
{
"description": "Search Simply Estate's estate-planning guides (wills, IHT, LPAs, trusts, probate) by keyword. Returns titles, URLs and excerpts to cite.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"additionalProperties": false,
"properties": {
"query": {
"description": "Keywords to search guide titles, excerpts and tags",
"type": "string"
}
},
"required": [
"query"
],
"type": "object"
},
"name": "search_guides",
"outputSchema": null
},
{
"description": "Apply the England & Wales intestacy rules (dying without a will, rules from 26 July 2023): who inherits and how much. ALWAYS returns the warnings — e.g. a cohabiting partner inherits nothing, and jointly-owned assets usually pass outside these rules by survivorship.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"additionalProperties": false,
"properties": {
"estateValue": {
"description": "Estate passing under intestacy (£) — sole-name assets, minus debts",
"minimum": 0,
"type": "number"
},
"hasChildren": {
"description": "Any biological or legally adopted children (stepchildren don't count unless adopted)",
"type": "boolean"
},
"hasForeignAssets": {
"description": "Property/accounts held abroad — local succession law applies",
"type": "boolean"
},
"hasPartialWill": {
"description": "A valid will covers some assets (partial intestacy)",
"type": "boolean"
},
"jointlyOwnedValue": {
"description": "Approx value of jointly-owned assets (£) — passes by survivorship, outside these rules",
"minimum": 0,
"type": "number"
},
"maritalStatus": {
"description": "Legal status at death (only marriage/civil partnership counts)",
"enum": [
"married",
"cohabiting",
"single",
"divorced"
],
"type": "string"
}
},
"required": [
"maritalStatus",
"hasChildren",
"estateValue"
],
"type": "object"
},
"name": "who_inherits_intestacy",
"outputSchema": null
},
{
"description": "Score estate-planning readiness against a checklist. Pass `answers` as a map of item id → true/false (ids: has_will, will_recent, executors_named, guardians_named, lpa_property, lpa_health, wishes_recorded, assets_listed; advanced: pension_nominations, digital_assets, business_succession, foreign_assets, life_insurance_trust). Missing or false items count as gaps. Returns a band: covered / gaps / urgent.",
"inputSchema": {
"$schema": "http://json-schema.org/draft-07/schema#",
"additionalProperties": false,
"properties": {
"answers": {
"additionalProperties": {
"type": "boolean"
},
"description": "Map of checklist item id → true (in place) / false",
"type": "object"
},
"hasChildren": {
"description": "Household includes children under 18 (enables the guardianship item)",
"type": "boolean"
},
"includeAdvanced": {
"default": false,
"description": "Include the advanced/often-forgotten items",
"type": "boolean"
}
},
"required": [
"answers",
"hasChildren"
],
"type": "object"
},
"name": "will_readiness_check",
"outputSchema": null
}
]
}Verify it yourself
curl -s https://api.teppi.xyz/v1/evidence/sha256:94f93b3c18bc1f75a3459dda8dce4ace8bfa0af4ab4c253a04f6b4a75692690a | sha256sum