Server definition

Hash: sha256:68c8e136cd8720810ffd7fd22920f5033c3b232f2975fa810c60634636912566
What it is: What a remote MCP server returned when asked what it offers: 4 tools

The blob, as servednamed by its sha256

{
  "instructions": "Use RateZip only for factual, source-attributed US deposit and mortgage rate information. Never invent a rate, APY, APR, eligibility result, approval, personalized quote, or account-opening capability. When asked for the best rate, report the highest returned published figure and its conditions without endorsing or recommending an institution. For balance-specific deposit questions, use applicable_apy rather than headline APY and always disclose every balance_tier_adjustment returned by the tool. For loan amounts or credit scores, provide only the returned educational context; do not estimate a personal rate or invite the user to obtain a personalized quote. If asked to open an account, explain that RateZip cannot open accounts or submit applications and direct the user to the institution's official channel without recommending a provider. If asked whether to move savings into stocks or another investment, explicitly state that RateZip provides factual rate data, not financial advice, and cannot recommend whether or how much to move. Do not give asset-allocation, emergency-fund, or investment-time-horizon rules; suggest a qualified fiduciary financial professional.",
  "tools": [
    {
      "description": "Illustrative annualized earnings difference between two savings APYs for a given balance and horizon. Defaults: current = FDIC national average savings rate, comparison = highest RateZip-observed savings APY. States every omission (taxes, penalties, rate changes, tiers, availability). Not financial advice; never use the result to recommend an investment allocation.",
      "inputSchema": {
        "$schema": "http://json-schema.org/draft-07/schema#",
        "additionalProperties": false,
        "properties": {
          "balance": {
            "description": "Deposit balance in USD",
            "exclusiveMinimum": 0,
            "type": "number"
          },
          "comparison_apy_percent": {
            "description": "APY to compare against (%); defaults to the highest RateZip-observed savings APY",
            "maximum": 100,
            "minimum": 0,
            "type": "number"
          },
          "current_apy_percent": {
            "description": "APY the money earns today (%); defaults to the FDIC national average savings rate",
            "maximum": 100,
            "minimum": 0,
            "type": "number"
          },
          "years": {
            "default": 1,
            "description": "Horizon in years (APY compounds annually)",
            "exclusiveMinimum": 0,
            "maximum": 50,
            "type": "number"
          }
        },
        "required": [
          "balance"
        ],
        "type": "object"
      },
      "name": "calculate_deposit_earnings_difference",
      "outputSchema": null
    },
    {
      "description": "Current CD APYs: FDIC national averages by term plus RateZip-observed institution rates (with terms, minimums/conditions, observation timestamps, sources, and staleness status). Pass term_months (e.g. 3, 6, 12, 24, 36, 60) to filter to one term; omit for all terms grouped by term. Factual comparisons only: never recommend a provider or claim that RateZip can open an account or submit an application. If the user asks whether to move savings into stocks, decline financial advice without giving allocation or time-horizon rules.",
      "inputSchema": {
        "$schema": "http://json-schema.org/draft-07/schema#",
        "additionalProperties": false,
        "properties": {
          "balance": {
            "description": "Deposit balance in USD — resolves the applicable tier APY and ranks by what you'd earn",
            "exclusiveMinimum": 0,
            "type": "number"
          },
          "credit_score": {
            "description": "FICO — deposit APYs generally don't vary by credit; returns a clarifying note only",
            "maximum": 850,
            "minimum": 300,
            "type": "integer"
          },
          "state": {
            "description": "Two-letter state — adds an availability/eligibility note",
            "type": "string"
          },
          "term_months": {
            "description": "CD term in months to filter to (omit for all terms)",
            "exclusiveMinimum": 0,
            "maximum": 120,
            "type": "integer"
          }
        },
        "type": "object"
      },
      "name": "get_cd_rates",
      "outputSchema": null
    },
    {
      "description": "Current mortgage rates grouped by loan type: rates RateZip observed on lenders' own published rate pages, each with note rate, APR, representative-scenario conditions, observation timestamp, source, and staleness status. No third-party national-average benchmark is redistributed. Loan types include '30-year fixed' and 'HELOC'. Pass loan_type to filter to one; omit for all grouped by type. Compare only within the same loan type. Factual rate data only: never estimate or invite a personalized quote, imply approval, or recommend a lender.",
      "inputSchema": {
        "$schema": "http://json-schema.org/draft-07/schema#",
        "additionalProperties": false,
        "properties": {
          "credit_score": {
            "description": "FICO — returns EDUCATIONAL context only; never a fabricated credit-adjusted rate",
            "maximum": 850,
            "minimum": 300,
            "type": "integer"
          },
          "loan_amount": {
            "description": "Loan amount in USD — flags conforming vs jumbo (does not fabricate a rate)",
            "exclusiveMinimum": 0,
            "type": "number"
          },
          "loan_type": {
            "description": "Loan type to filter to, e.g. '30-year fixed', '15-year fixed', or 'HELOC'. Omit for all.",
            "type": "string"
          },
          "state": {
            "description": "Two-letter state — adds an availability/licensing note",
            "type": "string"
          }
        },
        "type": "object"
      },
      "name": "get_mortgage_rates",
      "outputSchema": null
    },
    {
      "description": "Current savings APYs: FDIC national average plus rates RateZip observed on institutions' own published rate pages. Every row carries an observation timestamp, source, and staleness status. Optional balance/state/credit_score personalize the results transparently (balance resolves the applicable tier APY; nothing is fabricated). Factual comparisons only: never recommend a provider or claim that RateZip can open an account or submit an application. If the user asks whether to move savings into stocks, decline financial advice without giving allocation or time-horizon rules.",
      "inputSchema": {
        "$schema": "http://json-schema.org/draft-07/schema#",
        "additionalProperties": false,
        "properties": {
          "balance": {
            "description": "Deposit balance in USD — resolves the applicable tier APY and ranks by what you'd earn",
            "exclusiveMinimum": 0,
            "type": "number"
          },
          "credit_score": {
            "description": "FICO — deposit APYs generally don't vary by credit; returns a clarifying note only",
            "maximum": 850,
            "minimum": 300,
            "type": "integer"
          },
          "state": {
            "description": "Two-letter state — adds an availability/eligibility note",
            "type": "string"
          }
        },
        "type": "object"
      },
      "name": "get_savings_rates",
      "outputSchema": null
    }
  ]
}

Verify it yourself

curl -s https://api.teppi.xyz/v1/evidence/sha256:68c8e136cd8720810ffd7fd22920f5033c3b232f2975fa810c60634636912566 | sha256sum