Server definition

Hash: sha256:6854777018daec1c75ec2d0ba0f7a52d820edd6c9b5cac1da2543c3cbdfaef29
What it is: What a remote MCP server returned when asked what it offers: 7 tools

The blob, as servednamed by its sha256

{
  "instructions": "Free deterministic money calculators (option expiry risk, debt avalanche, cash runway, subscription audit, effective hourly rate, invoice aging). Inputs are not stored.",
  "tools": [
    {
      "description": "Months of cash runway for a household or freelance practice — hard runway (committed income only) and working runway, against honest burn including paying yourself.",
      "inputSchema": {
        "properties": {
          "cash_on_hand": {
            "type": "number"
          },
          "monthly_expenses": {
            "type": "number"
          },
          "monthly_income_committed": {
            "type": "number"
          },
          "monthly_income_probable": {
            "type": "number"
          },
          "owner_draw": {
            "description": "what you pay yourself monthly",
            "type": "number"
          }
        },
        "required": [
          "cash_on_hand",
          "monthly_expenses"
        ],
        "type": "object"
      },
      "name": "cash_runway",
      "outputSchema": null
    },
    {
      "description": "Debt payoff plan: avalanche order (highest APR first), month-by-month simulation to a debt-free date, interest vs minimums-only, and what one extra $50/mo buys. All math local and deterministic.",
      "inputSchema": {
        "properties": {
          "debts": {
            "items": {
              "properties": {
                "apr": {
                  "description": "annual % e.g. 24.99",
                  "type": "number"
                },
                "balance": {
                  "type": "number"
                },
                "minimum": {
                  "type": "number"
                },
                "name": {
                  "type": "string"
                }
              },
              "required": [
                "name",
                "balance",
                "apr",
                "minimum"
              ],
              "type": "object"
            },
            "type": "array"
          },
          "extra_monthly": {
            "description": "extra dollars/month beyond minimums",
            "type": "number"
          }
        },
        "required": [
          "debts"
        ],
        "type": "object"
      },
      "name": "debt_avalanche_plan",
      "outputSchema": null
    },
    {
      "description": "Should you consolidate credit cards with a personal loan? Compares paying the cards directly (same monthly amount, highest rate first, 0% promo aware) against up to two loan offers, including origination fees, shortfall/extra cash, and early payoff — shows interest+fees by payoff month and the month a fee offer stops being the better deal. Deterministic arithmetic; no credit data.",
      "inputSchema": {
        "properties": {
          "cards": {
            "items": {
              "properties": {
                "apr": {
                  "description": "annual %, e.g. 27",
                  "type": "number"
                },
                "apr_after_promo": {
                  "description": "APR % after the promo ends",
                  "type": "number"
                },
                "balance": {
                  "type": "number"
                },
                "name": {
                  "type": "string"
                },
                "promo_months_left": {
                  "description": "months left on a 0% promo, if any",
                  "type": "integer"
                }
              },
              "required": [
                "balance",
                "apr"
              ],
              "type": "object"
            },
            "type": "array"
          },
          "monthly_budget": {
            "description": "monthly amount for the keep-the-cards comparison; defaults to offer A's payment",
            "type": "number"
          },
          "offers": {
            "items": {
              "properties": {
                "amount": {
                  "type": "number"
                },
                "fee_is_percent": {
                  "type": "boolean"
                },
                "interest_rate": {
                  "description": "interest rate % (NOT the APR, which already includes the fee)",
                  "type": "number"
                },
                "origination_fee": {
                  "type": "number"
                },
                "term_months": {
                  "type": "integer"
                }
              },
              "required": [
                "amount",
                "interest_rate",
                "term_months"
              ],
              "type": "object"
            },
            "maxItems": 2,
            "type": "array"
          },
          "payoff_months": {
            "description": "when you expect to pay everything off; defaults to the full term",
            "type": "integer"
          }
        },
        "required": [
          "cards",
          "offers"
        ],
        "type": "object"
      },
      "name": "debt_consolidation_check",
      "outputSchema": null
    },
    {
      "description": "Freelancers: real $/hr per client — dollars actually collected divided by ALL hours logged (unbilled favors included). Exposes which clients quietly pay half your rate.",
      "inputSchema": {
        "properties": {
          "collected": {
            "items": {
              "properties": {
                "amount": {
                  "type": "number"
                },
                "client": {
                  "type": "string"
                }
              },
              "required": [
                "client",
                "amount"
              ],
              "type": "object"
            },
            "type": "array"
          },
          "work_entries": {
            "items": {
              "properties": {
                "client": {
                  "type": "string"
                },
                "hours": {
                  "type": "number"
                }
              },
              "required": [
                "client",
                "hours"
              ],
              "type": "object"
            },
            "type": "array"
          }
        },
        "required": [
          "work_entries",
          "collected"
        ],
        "type": "object"
      },
      "name": "effective_hourly_rate",
      "outputSchema": null
    },
    {
      "description": "Invoice aging buckets with the right chase action per invoice (friendly nudge → firm ask → escalation plan) based on how late each one is.",
      "inputSchema": {
        "properties": {
          "invoices": {
            "items": {
              "properties": {
                "amount": {
                  "type": "number"
                },
                "client": {
                  "type": "string"
                },
                "due": {
                  "description": "YYYY-MM-DD",
                  "type": "string"
                },
                "paid": {
                  "type": "boolean"
                }
              },
              "required": [
                "amount",
                "due"
              ],
              "type": "object"
            },
            "type": "array"
          },
          "today": {
            "description": "YYYY-MM-DD, defaults to server date",
            "type": "string"
          }
        },
        "required": [
          "invoices"
        ],
        "type": "object"
      },
      "name": "invoice_aging",
      "outputSchema": null
    },
    {
      "description": "What happens to an account if a single-leg US equity option finishes in the money at expiration: auto-exercise under the OCC $0.01 rule, the resulting long or short share position, whether a margin, cash, or IRA account can hold it (50% Reg T, $2,000 minimum for shorts, no shorts in cash/IRA), P&L and break-even, the trap zone (exercised but still losing), and pin risk near the strike. Optionally tests the price minus and plus an expected move. Deterministic arithmetic on your inputs; no market data.",
      "inputSchema": {
        "properties": {
          "account_equity": {
            "description": "optional margin account equity, to check the requirement",
            "type": "number"
          },
          "account_type": {
            "description": "Default margin.",
            "enum": [
              "margin",
              "cash",
              "ira"
            ],
            "type": "string"
          },
          "cash_available": {
            "description": "optional settled cash, to check a share purchase",
            "type": "number"
          },
          "contracts": {
            "description": "number of contracts (100 shares each). Default 1.",
            "type": "integer"
          },
          "expected_move": {
            "description": "optional dollar move to also test down and up, e.g. the at-the-money straddle price",
            "type": "number"
          },
          "premium": {
            "description": "per-share price paid (long) or received (short), e.g. 0.48",
            "type": "number"
          },
          "right": {
            "enum": [
              "call",
              "put"
            ],
            "type": "string"
          },
          "shares_owned": {
            "description": "shares of the underlying already held; negative if already short. Default 0.",
            "type": "integer"
          },
          "side": {
            "description": "long = you bought the option; short = you sold/wrote it. Default long.",
            "enum": [
              "long",
              "short"
            ],
            "type": "string"
          },
          "strike": {
            "type": "number"
          },
          "underlying_price": {
            "description": "stock price to test at expiration",
            "type": "number"
          }
        },
        "required": [
          "right",
          "strike",
          "underlying_price"
        ],
        "type": "object"
      },
      "name": "option_expiry_risk",
      "outputSchema": null
    },
    {
      "description": "Find recurring charges in a transaction list — subscriptions, price-similar repeats — ranked by annual cost. Send 90+ days of (date, amount, description) rows for best results.",
      "inputSchema": {
        "properties": {
          "transactions": {
            "items": {
              "properties": {
                "amount": {
                  "type": "number"
                },
                "date": {
                  "type": "string"
                },
                "description": {
                  "type": "string"
                }
              },
              "required": [
                "amount",
                "description"
              ],
              "type": "object"
            },
            "type": "array"
          }
        },
        "required": [
          "transactions"
        ],
        "type": "object"
      },
      "name": "subscription_audit",
      "outputSchema": null
    }
  ]
}

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